21 Concord St, Ocean Isle Beach, NC 28469

$929,000
4
BD
3
BA
2,045
SqFt

Show Photos

Verify your account to unlock exclusive photos, mortgage tools, and more.

List Price
$929,000
Price Change
▼ $6,000 1782667902
MLS#
100575220
Status
ACTIVE
Type
Single Family Residential
Subtype
Single Family Residence
Bedrooms
4
Bathrooms
3
Full-baths
3
Living Area
2,045
Lot Size
5,663
Neighborhood
Ocean Isle Beach Island

Property Description

Tucked along a natural canal with direct access to the Intracoastal Waterway, this 4-bedroom, 3-bath home on desirable Concord Street blends everyday usability with classic coastal character. A private dock makes it easy to get on the water quickly for boating, fishing, or cruising the ICW, while the location places you just moments from Ocean Isle's sought-after Concord Street beach access, town center, local park, and community museum- all within easy walking or bike distance. Designed for flexible use, the lower level offers excellent potential for rental income or guest accommodations, while the upper level serves as a comfortable owner's retreat-making this an ideal setup for offsetting ownership costs or hosting extended family. This is not a luxury new build- it's an authentic beach cottage with personality. The home is functional and ready for immediate use, while also offering room for updates over time for buyers who want to make it their own. A newer roof and HVAC system provide important recent improvements and peace of mind. Inside and out, the home reflects a relaxed, traditional coastal feel- slightly unconventional in style and full of potential and charm for the buyer who values location, water access, and a coastal lifestyle. For families looking to establish lasting summer traditions, this property delivers the rare combination of walkability, boating access, and affordability in a market where true entry-level opportunities on Ocean Isle Beach are increasingly limited. A rare opportunity to own a true coastal cottage where lifestyle, location, and long-term potential come together- ready for summers now, and memories for years to come.

Additional Information

Acres
0.13
Appliances
Mini Fridge, Electric Oven, Electric Cooktop, Built-In Microwave, Washer, Refrigerator, Ice Maker, Disposal, Dishwasher
Elementary School
Union
Exterior Features
Outdoor Shower
Fencing
Metal, Partial, Back Yard
Flooring
Vinyl
Heating
Heat Pump, Electric
High School
West Brunswick
Interior Features
Vaulted/Cathedral Ceilings, Ceiling Fans, Furnished, Pantry, Walk-In Shower, Drapes/Blinds
Living Area
2,045
Lot Description
Dock, Bulkheaded
Lot Size
5,663
Middle School
Shallotte Middle
Subdivision
Ocean Isle Beach Island
Water
Public
Year Built
1967

Mortgage Calculator

Amount of Loan
Annual Interest Rate
%
Term of Loan
Years

Does not include any taxes or fees.
Please consult a financial professional.
Calculator source: Real Geeks

Listing courtesy of Coldwell Banker Sloane Realty OIB. Contact:

Copyright 2026 NCRMLS. All rights reserved. North Carolina Regional Multiple Listing Service, (NCRMLS), provides content displayed here (“provided content”) on an “as is” basis and makes no representations or warranties regarding the provided content, including, but not limited to those of non-infringement, timeliness, accuracy, or completeness. Individuals and companies using information presented are responsible for verification and validation of information they utilize and present to their customers and clients. NCRMLS will not be liable for any damage or loss resulting from use of the provided content or the products available through Portals, IDX, VOW, and/or Syndication. Recipients of this information shall not resell, redistribute, reproduce, modify, or otherwise copy any portion thereof without the expressed written consent of NCRMLS.