St James Homes under $400,000

Our website features the best real estate search for homes, condos, land and foreclosure properties available in St James and surrounding areas. It is the only site you will ever need! It is easy-to-use and updated by the official Realtor®’s database every 15 minutes.

You can save searches, and get daily email alerts of new listings, price changes, sold data, and market reports. Our Interactive Map Search allows you to view properties on a map or refine your search by drawing the boundaries around the area you desire.

Curious about what’s happening in your neighborhood? You can create a custom market report to see what’s active, under contract, and sold in your neighborhood!

Considering selling or refinancing your home? Get an INSTANT property valuation now!

Newest St James Homes under $400,000

3350 Club Villas Dr Unit # 903, Southport

$279,000

2 Beds ⋅ 2 Baths ⋅ 100607351 MLS ⋅ St James BLDG.

Enjoy peaceful golf and pond views from this private second floor Club Villa in St. James Plantation. Unit #903 offers an easy, low maintenance lifestyle with an open and comfortable layout, abundant natural light, and a screened porch overlooking the course. Southern exposure helps keep the interior bright throughout the day, while the location provides a sense of privacy that is hard to find in a villa setting. The second bedroom includes a lockout option, creating flexibility for guests or potential separate rental use. The villa has been lightly used and refreshed with luxury vinyl plank flooring throughout, updated interior paint, and a freshly painted kitchen island. The owners currently maintain an active St. James Club membership, which may potentially save a purchaser up to $10,000 in activation fees. St. James residents enjoy access to the private oceanfront beach club, marina, parks, walking and biking trails, community center and Intracoastal Waterway lifestyle. Additional amenities available through separate Club membership include golf, tennis, pickleball, pools, fitness centers and dining. Whether you are looking for a full-time residence, coastal getaway or flexible investment opportunity, this villa offers an easy way to start enjoying the St. James lifestyle.

3350 Club Villas Dr Unit # 903, Southport

$399,000

3 Beds ⋅ 2 Baths ⋅ 100605011 MLS

Nestled on a quiet circular street with a true sense of community, this charming 2-bedroom, 2-bath home offers comfort, natural light, a fenced in yard, and a peaceful pond setting in one of St. James Plantation most desirable neighborhoods the Georgetown. With the friendliest neighbors and a welcoming atmosphere, this is the perfect place to call home permanently or a second home getaway. Inside, you'll find a bright and airy layout with abundant natural light and a semi-open spacious kitchen that flows nicely into the main living and dining areas. The breakfast nook provides a place to sip on a cup of coffee while enjoying views of the backyard and pond beyond. Vaulted ceilings enhance the sense of space, and updated fixtures add a fresh, modern touch throughout. The primary suite features a walk-in closet and private bath with double vanity and shower, along with direct access to a relaxing heated/cooled three season room ideal for taking in the mild Carolina weather. Step outside to enjoy the grilling deck, fenced-in yard, and a spacious side yard that offers additional room for outdoor living, pets, or gardening. The guest bedroom also features a vaulted ceiling and a beautiful arched window that fills the space with light. An adjacent bathroom works well for guests and entertaining featuring a bathtub/shower combination. Additional features include a propane tankless hot water, good attic storage, and a well-maintained exterior painted 2-3 years ago. With its combination of natural light, functional layout, peaceful setting, and strong neighborhood feel, this home presents a wonderful opportunity to enjoy easy coastal living.

4138 Churchill Cir Se, Southport

3350 Club Villas Dr Unit # 802, Southport

$344,900

2 Beds ⋅ 2 Baths ⋅ 100602830 MLS ⋅ St James BLDG.

Looking to get away from the hustle and bustle of the city? MAKE THE MOVE AND RELAX AT THIS SPACIOUS AND TASTEFULLY DECORATED GOLF COURSE VILLA, LOCATED IN AN INTRA-COASTAL WATERWAY COMMUNITY, AND ONLY MINUTES FROM THE ATLANTIC OCEAN! BONUS, NO STAIRS! GROUND FLOOR VILLA!! Centrally located in the prestigious gated golf course community of St. James Plantation, this fully furnished ground-floor villa features all the comforts of home. The villa was remodeled in February of 2025, and features all new LVP flooring, crown molding, new cabinets and granite countertops throughout. Situated on the 2nd fairway of the Hale Erwin Signature course, the villa offers extensive views of the green from nearly every room, as well as the patio. Enjoy a cup of coffee in the morning while watching over the fairway. St. James Plantation is the home of four Championship courses, designed by legends Nicklaus Design, P.B. Dye, Hale Erwin, and Tim Cate, featuring 81-holes of golfing perfection. (Personal membership required) Go for breakfast at the Beacon 315 restaurant overlooking the St. James full-service marina located on the intra-coastal waterway. Later in the afternoon, you might enjoy an outing at one of the plantation's large scenic parks, a concert at the outdoor amphitheater, or take advantage of the miles of lush walking and biking trails. Go for a swim at the club pool within walking distance from the villa or partake in swimming, tennis, and other activities at any of the several private (membership required) athletic clubs and clubhouses! Take a short drive down to the Beach Club, ''St. James By the Sea'' located at nearby Oak Island. Pack a picnic and dine as you watch the sun set over the ocean. So why wait, call now to schedule your private showing!

3350 Club Villas Dr Unit # 802, Southport

3350 Club Villas Dr Unit # 2102, Southport

$344,900

2 Beds ⋅ 2 Baths ⋅ 100600185 MLS ⋅ St James BLDG.

Looking to get away from the hustle and bustle of the city? MAKE THE MOVE AND RELAX AT THIS SPACIOUS AND TASTEFULLY DECORATED VILLA, LOCATED IN AN INTRA-COASTAL WATERWAY COMMUNITY, AND ONLY MINUTES FROM THE ATLANTIC OCEAN! Centrally located in the prestigious gated golf course community of St. James Plantation, this fully furnished ground-floor villa features all the comforts of home. As a bonus, NO STAIRS to climb which makes accessing much easier. The villa was completely rebuilt from the concrete and studs inward in July of 2019 and features dark wood cabinets and granite countertops throughout. Situated directly across the parking lot from the Hale Erwin Signature course, on the nature preserve side, the villa offers relaxing views from nearly every room, as well as the patio. Enjoy a cup of coffee in the morning while looking out over the serene back yard area, edged with large shade trees, and visited often by neighboring wildlife. Nestled among its lush surroundings, St. James Plantation is also the home of four Championship courses, designed by legends Nicklaus Design, P.B. Dye, Hale Erwin, and Tim Cate, featuring 81-holes of golfing perfection. (Personal membership required) Gor for breakfast at the Beacon 315 restaurant overlooking the St. James full-service marina located on the intra-coastal waterway. Later in the afternoon, you might enjoy an outing at one of the plantation's large scenic parks, a concert at the outdoor amphitheater, or take advantage of the miles of lush walking and biking trails. Go for a swim at the club pool within walking distance from the villa, or partake in swimming, tennis and other activities at any of the several private (membership required) athletic clubs and clubhouses! Take a short drive down to the private Beach Club, ''St. James By the Sea'' located at nearby Oak Island. Pack a picnic and dine as you watch the sunset over the ocean. So why wait, call now to schedule your private showing!

3350 Club Villas Dr Unit # 2102, Southport

3350 Club Villas Dr Unit # 102, Southport

$314,900

2 Beds ⋅ 2 Baths ⋅ 100599811 MLS ⋅ St James BLDG.

Ground Floor Villa with golf views! Lots of updates and upgrades - new carpet, new flooring in the screened porch, new shower enclosure, new light/fan fixtures, new electric range, all freshly painted and more! This golf front villa features an open floor plan with a wide screened porch also just painted and new Beautiful Acacia Wood Slat Floor. It will be a favorite spot to enjoy the views, and the great Carolina weather! The primary bedroom is large, filled with lots of natural light from the sliding glass door that opens onto the screened porch. The full kitchen has a new range and is adjacent to dining area and opens to the main living area. Lots of natural light from the windows and sliding glass doors all with new window coverings and access to the screened porch. The villa includes a second bedroom with full bath that offers lockout potential. Community Amenities include a private oceanfront beach club, Community Center, full service marina with Beacon 315 Restaurant and Tiki Bar. Golf, tennis and pickleball courts, fitness centers, swimming pools, and four additional restaurants are available with a Club Membership. Welcome Home to Coastal North Carolina.

3350 Club Villas Dr Unit # 102, Southport

3350 Club Villas Dr Unit # 1004, Southport

$305,000

2 Beds ⋅ 2 Baths ⋅ 100591739 MLS ⋅ St James BLDG.

Motivated seller welcomes you to your beautifully furnished St. James condo overlooking the golf course! Look no further -- you've found your dream coastal retreat. This immaculate two bedroom, two bath residence is tastefully furnished and features numerous updates throughout. Tucked toward the back of the Club Villas complex, it offers a sense of privacy and tranquility along with spectacular views. Residents enjoy their own on property pool, so relaxation is always just steps away. Simply pack your clothes and bathing suit and start living the carefree, maintenance free lifestyle that the Club Villas neighborhood offers. The second bedroom includes a private entrance, kitchenette, and ensuite bath -- ideal for guests or as a separate rental suite, giving you flexibility and excellent investment potential. Experience the unique lifestyle of St. James Plantation, a private, gated community offering four championship golf courses, clubhouse restaurants, a full service marina with dining, a covered dock on the Intracoastal Waterway, tennis, pickleball, croquet, pools, parks, dog parks, fitness centers, and a private beach club on Oak Island!

3350 Club Villas Dr Unit # 1004, Southport

3350 Club Villas Dr Unit # 705, Southport

$356,500

2 Beds ⋅ 2 Baths ⋅ 100590196 MLS ⋅ St James BLDG.

Enjoy coastal living at it's finest, from this top floor condo in beautiful St James Plantation, You will love essential maintenance free living. Just pack your clothes, because this mostly furnished home is move in ready. . The screened in porch, the great room, and the primary bedroom provide full views of theHale Irwin designed Members Club Course. The home features two bedrooms/two full baths. There is a large open great room, with adjacent dining and kitchen areas.The great room features an electric fireplace.The rear bedroom/suite can be a separate lock-out unit.for more privacy, or potential rental income. The rear suite has a brand new Heat Pump. The Clubs at St James offer 81 holes of golf, tennis, pickleball, croquet, 5 pools, 3 gyms, 6 restaurants and a full service marina.There are several levels of membership, so you can pick and choose your level of participation..If you don't need the club life, no problem, The Beach Club on Oak Island, the dog parks, the amphitheater, Waterway Park, and Beacon Restaurant are available to all .Come see why St James is the place to be in SE North Carolina

3350 Club Villas Dr Unit # 705, Southport

3350 Club Villas Dr Unit # 2002, Southport

$315,000

2 Beds ⋅ 2 Baths ⋅ 100582264 MLS ⋅ St James BLDG.

Welcome to Club Villa 2002, a highly desirable FIRST FLOOR condominium offering privacy, convenience, and exceptional flexibility within St. James Plantation. Tucked away in a peaceful, wooded setting, this beautifully maintained home has received approximately $25,000 in recent upgrades, including new flooring in the main living area, fresh interior paint, a new washer and dryer, and newly installed accessible showers. Conveniently located near both the Founders Club and Members Club, this versatile floor plan offers the option of two private primary suites or a primary suite with a separate lockout guest suite that can be utilized for short- or long-term rental opportunities. The light-filled main villa features an open-concept living and dining area, creating an inviting space for everyday living and entertaining. The kitchen includes an island with additional seating and workspace, while the screened porch, accessible from both the living room and primary suite, provides a tranquil setting to enjoy the surrounding wooded views. The primary suite offers a spacious bedroom, walk-through closet, and updated ensuite bath. A dedicated laundry and utility room adds convenience to the main living area. The lockout suite is equally impressive, featuring a generous bedroom and sitting area, beverage refrigerator, dining space, flexible countertop and storage area, full bath, and ample closet space for guests. Residents enjoy access to the community pool, convenient parking, and all the exceptional amenities that make St. James Plantation one of the area's premier coastal communities.

3350 Club Villas Dr Unit # 2002, Southport

3350 Club Villas Dr Unit # 1706, Southport

$279,900

2 Beds ⋅ 2 Baths ⋅ 100573927 MLS ⋅ St James BLDG.

Flexible living. Strong investment potential. Prime St. James location. This top-floor condo in Club Villas features a versatile lockout design, allowing the property to function as two separate units. The main residence offers a comfortable 1-bedroom, 1-bath layout, while the adjoining studio lockout includes its own kitchenette, private bathroom and entrance. Live in one side while generating rental income from the other, create a private guest space for visiting friends and family, or maximize seasonal rental opportunities in one of the area's most sought-after communities. Ideally located next to the pool and dog park, this condo also provides access to the exceptional amenities of St. James Plantation, including a private beach club, pools, restaurants, marina, walking and biking trails, golf, and more. Seller financing terms are negotiable.

3350 Club Villas Dr Unit # 1706, Southport

3350 Club Villas Dr Unit # 805, Southport

$289,000

2 Beds ⋅ 2 Baths ⋅ 100565554 MLS ⋅ St James BLDG.

Welcome to this beautifully furnished third-floor corner villa offering exceptional privacy and breathtaking fairway views from the screened-in porch, living room, and primary bedroom. Recent updates include new LVP flooring and granite countertops, creating a fresh, move-in-ready interior. This turn-key villa is fully furnished -- just bring your suitcases. Featuring 2 bedrooms and 2 baths, including a unique lock-out suite, this property offers excellent flexibility for personal use or rental income and is already set up for rental. Ideally located a short distance from the private Club Villas pool, owners and guests enjoy added convenience and easy access to amenities. Ownership includes access to the St. James Oak Island Beach Club, offering private parking, a beachfront pool, restrooms, and direct beach access. St. James is a private gated community where membership can be purchased, providing access to four championship golf courses, indoor and outdoor pools, multiple dining venues, fitness facilities, tennis, pickleball, and an array of social activities. This vibrant coastal community delivers an unmatched lifestyle with resort-style amenities and year-round enjoyment. All of this is just down the road from Southport, a charming coastal town known for its picturesque waterfront, historic downtown, and relaxed Southern lifestyle. Nestled along the Cape Fear River and Intracoastal Waterway, Southport offers stunning natural beauty, boutique shops, local restaurants, and year-round community events that create a welcoming small-town atmosphere. Its maritime heritage, walkable streets, and scenic oak-lined parks make it a favorite destination for residents and visitors alike. With convenient access to nearby beaches, including Oak Island and Bald Head Island, Southport delivers the perfect blend of coastal living, recreation, and timeless charm.

3350 Club Villas Dr Unit # 805, Southport

3030 Marsh Winds Cir Unit Unit 102, Southport

$259,900

2 Beds ⋅ 2 Baths ⋅ 100552186 MLS ⋅ St James BLDG.

Welcome to this beautifully maintained, fully furnished 2-bedroom, 2-bath Marsh Winds Villa located in the heart of St. James Plantation. This desirable first/bottom floor Villa offers easy, no stairs living and peaceful views of the surrounding natural area, making it ideal for full time living, a second home, or an investment property. The open and functional floorplan features a spacious living area, well-appointed kitchen, and two generously sized bedrooms each with its own full bathroom. Brand new luxury vinyl plank (LVP) flooring has just been installed throughout the Villa, complementing the updated finishes that include solid surface countertops, white appliances, fresh paint, and a comfortable, move-in-ready feel. The screened porch provides a relaxing outdoor space to enjoy the mild Carolina weather. Marsh Winds is a quiet, well-kept community with 11 buildings, a private community pool, and scenic walking areas. The location is hard to beat, just minutes from the full-service marina, waterway park, Founders Clubhouse, fitness center, and entry/exit of St. James Plantation. The sandy beaches of Oak Island and St. James beach club is just a short drive, and historic downtown Southport is just minutes away. As an owner in St. James Plantation and holding a club membership, you'll enjoy access to an unmatched coastal lifestyle with multiple championship golf courses, private beach club on Oak Island, full-service marina, waterfront parks, miles of walking and biking trails, fitness centers, tennis and pickleball courts, dining options, and an active social calendar all within a gated, master-planned community. Sold fully furnished, this bottom floor Marsh Winds Villa offers one of the most affordable and convenient ways to enjoy the St. James Plantation lifestyle.

3030 Marsh Winds Cir Unit Unit 102, Southport

3030 Marsh Winds Cir Unit Unit 106, Southport

$299,900

2 Beds ⋅ 2 Baths ⋅ 100534210 MLS ⋅ St James BLDG.

Coastal living awaits in St. James Plantation! This updated 2BR/2BA, top floor condo features an open floor plan, LVP flooring, granite countertops, stainless steal appliances, and a versatile lock-out unit perfect for guests or income. FULLY FURNISHED with new furnishings and move-in ready, it's ideal as a home, retreat, or investment. Enjoy world-class amenities— Four championship golf courses (81 holes total) clubhouses with dining, fitness, tennis, and indoor/outdoor pools 36+ miles of scenic biking and walking trails Fishing, kayaking, and boating. A private beach club on Oak Island with a pool, picnic area, showers, and exclusive parking Live where others vacation—discover the vibrant coastal lifestyle of St. James Plantation today

3030 Marsh Winds Cir Unit Unit 106, Southport

Start Your Search

Copyright 2026 NCRMLS. All rights reserved. North Carolina Regional Multiple Listing Service, (NCRMLS), provides content displayed here (“provided content”) on an “as is” basis and makes no representations or warranties regarding the provided content, including, but not limited to those of non-infringement, timeliness, accuracy, or completeness. Individuals and companies using information presented are responsible for verification and validation of information they utilize and present to their customers and clients. NCRMLS will not be liable for any damage or loss resulting from use of the provided content or the products available through Portals, IDX, VOW, and/or Syndication. Recipients of this information shall not resell, redistribute, reproduce, modify, or otherwise copy any portion thereof without the expressed written consent of NCRMLS.